Cohabity fills in the gap.
Built for any living situation.
Couples
Besties
Does everyone in my household need to sign up?
Yes — Cohabity is designed for the whole house. Since the whole point is coordinating shared expenses and settling up together at the end of the month, everyone who splits bills needs to be on the platform for it to work. Think of it like a group chat: it's only useful if the whole group is in it.
What does each person need to do to get started?
Whoever sets up the household (usually the person who fronts rent) creates the home and invites their roommates. Each roommate gets an invite, creates a free account, and joins the household. From there, everyone can log expenses, approve bills, and settle up together at month-end.
What if one roommate doesn't want to join?
We get it — getting everyone on the same page can be its own challenge. That's actually part of why we built Cohabity. The good news is that joining is free and takes less than two minutes. If a roommate is hesitant, it usually helps to frame it as "this makes our lives easier" rather than "you need to track what you owe." Most skeptics come around once they see how much simpler monthly settlement is compared to the constant back-and-forth of Venmo requests.
Do I need to connect my bank account?
Do I need to connect my bank account? Not right now. In this early version of Cohabity, the app handles all the coordination — tracking shared expenses, getting everyone's approval, and calculating exactly who owes what at the end of the month. When it's time to settle up, you use whatever payment method already works for your house: Venmo, Zelle, cash, whatever you prefer. Once you've paid, just mark the settlement as complete in the app. We're building toward in-app payments in the future, but for now the goal is making sure the math is always right and everyone's on the same page before any money moves.
Who is Cohabity best for?
Any shared home — roommates, partners, or multi-person households — who want a calmer, more transparent way to handle money together. If you’ve ever fronted a payment and waited to be paid back, you’re the kind of person we built this for.
When can I start using it?
We’re inviting a limited group of early households into our private beta. Join the waitlist, and we’ll reach out as soon as we’re ready to onboard new homes.
How long does it take to set up?
You can get started in minutes. Most households are fully set up and running same day.
How is this different from Splitwise?
Most bill-splitting apps track expenses after they happen. Cohabity focuses on agreement first. Before a bill hits the ledger, everyone sees it. Everyone approves it. Everyone knows what’s coming. No surprises. It’s coordination — not just tracking.